Oh yeah, it's that good. See for yourself.
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Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some, but not all sharing. Federal Law also requires us to tell you how we collect, share, and protect your personal information. Please read this page carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
When you are no longer a member, we continue to share your information as described in this notice.
How?
All financial companies need to share members' personal information to run their everyday business. In the section below we list the reasons financial companies can share their members' personal information; the reasons CTFCU chooses to share; and whether you can limit this sharing.
| Reasons We Can Share Your Personal Information | Does CTFCU Share? | Can You Limit Sharing? |
|---|---|---|
|
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investiations, or report to credit bureaus. |
Yes | No |
|
For our marketing purposes - to offer our products and services to you |
Yes | No |
|
For joint marketing with other financial companies - |
No | We don't share |
|
For our affiliates' everyday business purposes - information about your transactions and experiences |
No | We don't share |
|
Four our addiliates' everyday business purposes - | No | We don't share |
|
For nonaffiliates to market to you - |
No | We don't share |
| Who We Are | |
|---|---|
|
Who is providing this notice? |
CTFCU means Community & Teachers Federal Credit Union. |
| What We Do | |
|---|---|
|
How does CTFCU protect my personal information? |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safegaurds and secured files in buildings. We also maintain other physical, electronic, and procedural safegaurds to protect this information and we limit access to information to those employees for whom access is appropriate. |
|
How does CTFCU collect my personal information?? |
We collect your personal information, for example, when you
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies |
|
Why can't I limit all sharing? |
Federal law gives you the right to limit only We collect your personal information, for example, when you
State laws and individual companies may give you additional rights to limit sharing. |
| Definitions | |
|---|---|
|
Affiliates |
Companies related by common ownership or control. They can be financial and non-financial companies -CTFCU has no affiliates |
|
Nonaffiliates |
Companies not related by common ownership or control. They can be financial and non-financial companies -CTFCU does not share with nonaffiliates so they can market to you |
|
Joint Marketing |
A formal agreement between nonaffiliated financial companies that together market financial products or services to you. -CTFCU does not jointly market |